Russian Federation
Th e article discusses the main problems of lending by commercial banks in modern conditions. Th e experience of consumer lending in European countries is studied. Based on the analysis, proposals were developed for improving the credit policy of Bank “Primorye”, and measures to minimize credit risk were proposed.
bank, fi nancial activity, credit, mortgage lending, credit organizations.
1. Aganbegyan A.G. Esche raz o novoy roli bankov v sovremennyh usloviyah // Den'gi i kredit. - 2014. - № 12. - S. 3-8.
2. Aganbegyan A.G. O novoy roli bankov v finansirovanii poslekrizisnogo social'no-ekonomicheskogo razvitiya Rossii (sub'ektivnye zametki) // Den'gi i kredit. - 2014. - № 1. - S.27-36.
3. Andrianova E.P. Sovremennye podhody k upravleniyu kreditnym riskom v kommercheskom banke [Elektronnyy resurs] / E.P. Andrianova, A.A. Barannikov. - URL : https://mysocrat.com (data obrascheniya 03.04.2018).
4. Anureev S.V. Perspektivy i novye vozmozhnosti sredstv distancionnogo dostupa k bankovskomu schetu // Biznes i banki. - 2015. - № 44. - S. 55-61.
5. Babayan A.N. Kommercheskiy bank kak specificheskaya delovaya organizaciya // Vestnik Rossiyskogo gosudarstvennogo gumanitarnogo universiteta. - 2014. - № 3. - S. 129-142.
6. Batyaeva A.R., Kumukov M.Sh., Proshunin M.M. Finansovyy monitoring v sfere obrascheniya elektronnyh deneg // Treugol'nik setevogo obschestva: nauka, proizvodstvo, kommerciya / pod red. L.V. Goloskokova. - M. : Gos. un-t Minfina Rossii, 2013. - S. 47-51.
7. Beloglazova G.N. Finansovye rynki i finansovo-kreditnye instituty: uchebnoe posobie. Standart tret'ego pokoleniya / Pod red. G.N. Beloglazovoy, L.P. Kroliveckoy. - SPb. : Piter, 2013. - 384 s.
