Russian Federation
The article is devoted to the peculiarities of state regulation of the banking sector in the Russian Federation in the context of digitalization of the economy. The article provides an assessment of the level of digitalization of the Russian banking sector, analyzes the possible risks of the digital economy and promising ways to overcome them using SupTech and RegTech technologies. The authors describe the digital ecosystem of the BEAC and its response to possible requirements from the regulator; assessment of the dynamics of the development of projects proposed by the Bank of Russia (Unified Biometric System, Fast Payment System, Digital Client Profile, Marketplace platform), as well as an analysis of the processes of implementation of these projects by Russian banks (using the example of Sberbank PJSC).
banking sector, Unified biometric system, fast payment system, digital citizen profile, digital Marketplace platform, digital ecosystems
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