%0 Journal Article %T Psychology of Ordinary Ideas about Debts and Credits %A Muzhichkova, Y.. %K debtor’s psychology, debt behavior, credit behavior, institutional loan, economic factors, social and demographic factors, individual and psychological features, frame effects, procrastination. %J Humanities. Bulletin of the University of Finance %D 2015 %N 5 %P 10 %I INFRA-M Academic Publishing LLC.