TY JOUR TI Psychology of Ordinary Ideas about Debts and Credits KW debtor’s psychology KW debt behavior KW credit behavior KW institutional loan KW economic factors KW social and demographic factors, individual and psychological features KW frame effects KW procrastination. JO Humanities. Bulletin of the University of Finance AU Muzhichkova, Y.. PY 2015 IS 5 PB INFRA-M Academic Publishing LLC.