%0 Journal Article %T The Credit risk Profile of a Commercial Bank: a Systematic Approach to Analysis and Management %A Cheluhina, N.F. %A Gostev, A.S. %K credit risk profile, risk factors, sources of risk, credit portfolio, banking sector %J Scientific Research and Development. Economics of the Firm %D 2025 %N 14 %P 6 %I INFRA-M Academic Publishing LLC.