TY JOUR TI Problems of protection of citizens´ rights in credit agreements under the Russian law and ways of their solution KW loan agreement KW consumer credit KW "usurious" interest rates KW citizen-consumer KW penalty KW interest KW non-fulfillment of obligations KW improper performance of an obligation JO Central Russian Journal of Social Sciences AU Timofeev , S.. AU Knyazeva , E.. PY 2016 IS 11 PB RANEPA