@article{Lavlinskiy2019model, author={Lavlinskiy, V.V. and Atapina, A.A.}, title={MODEL OF CREDIT SCORING OF PHYSICAL AND LEGAL ENTITIES}, journal={Modeling of systems and processes}, publisher={FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov}, year={2019}, pages={57-65}, volume={11}, issue={4}, }