%0 Journal Article %T MODEL OF CREDIT SCORING OF PHYSICAL AND LEGAL ENTITIES %A Lavlinskiy, V.V. %A Atapina, A.A. %K %J Modeling of systems and processes %D 2019 %N 11 %P 8 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov