TY JOUR TI Developing Financial Literacy Skills in International Students at the Pre-University stage in the Russian University KW Russian as a foreign language (RCT) KW linguistic competence KW financial literacy KW money KW bank KW bank card KW financial fraud KW lexical and grammatical minimum KW intercultural communication KW cultural competence KW authentic materials JO Scientific Research and Development. Economics of the Firm AU Haritonova, O.V. AU Panova, L.V. PY 2025 IS 14 PB INFRA-M Academic Publishing LLC.