00547naa#a2200181#i#450# EN\\bibl\14994 20260106233201.2 2071-2367 20161229b2016####ek#y0engy0150####ca RUS RU Problems of protection of citizens´ rights in credit agreements under the Russian law and ways of their solution Journal article Moscow RANEPA 2016 8 с. Journal article local Timofeev Stanislav Knyazeva Elena zh-szf.ru