00580naa#a2200181#i#450# EN\\bibl\2767 20250217151049.1 2308-8877 20140605b2014####ek#y0engy0150####ca RUS RU Car insurance: condition and improvement ways Journal article Voronezh FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov 2014 3 с. Journal article local Zalozhnykh Viktor Khaustov R. zh-szf.ru