00592naa#a2200169#i#450# EN\\bibl\29775 20241226102548.4 2071-7318 20160225b2016####ek#y0engy0150####ca RU RISKS OF USING CROWDFUNDING AS A METHOD OF FINANCING AND INNOVATION Journal article Belgorod Belgorod State Technological University named after V.G. Shukhov 2016 2 с. Journal article local Экономика. Экономические науки. 33 Ovcharova Natal'ya Vladimirovna zh-szf.ru