00558naa#a2200169#i#450# EN\RIOR\bibl\67149 20260125232509.7 2409-6024 20230805b2023####ek#y0engy0150####ca RU Realities and prospects of rural mortgages in rural housing policy Journal article Moscow Publishing Center RIOR 2023 10 с. Journal article local Политика жилищного строительства. 332.82 Skal'naya Marina Mikhailovna zh-szf.ru