Moscow, Moscow, Russian Federation
Russian Federation
The content of the four generations of the Basel Accords is analyzed as tools for ensuring the stability and reliability of the functioning of commercial banks. The comparative characteristic of their contents is given. It is shown that all the Basel agreements, as instruments for ensuring the stability and reliability of the functioning of commercial banks, have a reactive impact. It has been demonstrated that in order to increase the effectiveness of tools to ensure the stability and reliability of the functioning of commercial banks, it is advisable to move from tools that are reactive in impact on the consequences of problems in the functioning of banking enterprises to tools that are proactive in nature, anticipating the emergence of problems in the functioning of banking enterprises.
comparative characteristics, Basel agreements, security instruments, stability and reliability of functioning, commercial banks
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