The main risk of loss of market value of labor power is known as the onset of old age, when most (and then all citizens) lose their physical and mental ability to perform work functions. In a civilized country economic responsibility for the maintenance in old age (et al. Associated with disability risks) is divided between the man himself along with his employer and the state. However, the proportion of participation in fi nancial support to pensioners seriously adjusted in diff erent national pension systems, depending on the historical and social traditions, as well as the specifi c macroeconomic and demographic factors. Currently in our country came together in a complex site all the negative factors that determine the material support of pensioners. This is primarily the ongoing demographic crisis (increase in life expectancy of certain categories of the population) and deepening the lingering fi nancial crisis, which took into its sphere and the state budget It is proved that the pension rights of workers in the market environment are inextricably linked to labor rights. The more complex and mutually intertwined these rights in insurance economic relations formation of pension rights for Krohn corporate groups, and for each insured person.
insured persons, the employment and pension rights, macroeconomic parameters, the retirement age, strategic planning, long-term forecasting, actuarial, life expectancy, demographic strategy, insurance pension, budget crisis, budget transfers.
В современной мировой практике государств с социально ориентированной экономикой граждане, достигшие пенсионного возраста, и пенсионная система в целом рассматриваются как единый интегрированный комплекс трудового потенциала цивилизованного государства. В нашей стране такой подход к пенсионному обеспечению постепенно исчез в процессе так называемых либерально-рыночных реформ по причине того, что человек участвует в рыночных отношениях исключительно как рабочая сила на рынке труда, и как только он утрачивают свою потребительскую стоимость, то он выпадает из каких-либо экономических отношений.
Синэргический эффект перечисленных кризисных явлений окончательно подорвал так и не сформировавшуюся на основе страховых рыночных механизмах систему экономических отношений пенсионера-работодателя и государства, что сделало пенсионера самым уязвимым объектом «антикризисных мероприятий».
Уже осуществлен секвестр прав пенсионеров на адекватную компенсацию инфляционных потерь накопленных пенсионных прав, резко ограничены права на пенсию работающих пенсионеров, аннулированы конверсионные права советского пенсионного стажа по возмещению базовой составляющей пенсии и многое другое.
На повестке дня стоит вопрос об окончательном решении проблемы пенсионного возраста.
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